2Hulls

Destination comparison

British Virgin Islands vs Florida

Two distinct sailing grounds — here's how they compare on conditions, cost, season, and who they suit.

Quick Comparison

Dimension British Virgin Islands Florida
Region Caribbean US East Coast & Florida
Peak season Dec, Jan, Feb, Mar, Apr Dec, Jan, Feb, Mar, Apr
Shoulder Nov, May May, Nov
Sailing difficulty easy beginner friendly
Recommended level beginner friendly beginner
Avg wind (winter / summer) 18 / 14 kn 15 / 9 kn
Hurricane risk Aug, Sep, Oct Jun, Jul, Aug, Sep, Oct
Currency USD USD
Mid-tier price (7 days) $9,000 $12,000
Luxury tier price $35,000 $55,000
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At a Glance

Caribbean
British Virgin Islands

Hurricane season June-November. Trade winds reliable December-April. Best for first-time charters; line-of-sight navigation between islands.

  • • 3 base marinas
  • • 6 must-visit anchorages
  • • 31 boats in our fleet database for this region
US East Coast & Florida
Florida

Florida is the US catamaran gateway: huge fleets, bareboat-friendly checkout, and 300+ days of sun. November-May is the season - 75-80°F, Gulf Stream easterlies and calm Keys water. June-October brings afternoon storms and hurricane risk, but also the lowest prices of the year.

  • • 2 base marinas
  • • 3 must-visit anchorages
  • • 11 boats in our fleet database for this region

Sailing Conditions

British Virgin Islands averages 18 knots in winter and 14 knots in summer. Hurricane risk runs Aug, Sep, Oct — outside these months the sailing is generally dependable.

Florida averages 15 knots in winter and 9 knots in summer. Hurricane risk: Jun, Jul, Aug, Sep, Oct.

In terms of sailing difficulty, British Virgin Islands is generally rated easy and Florida is beginner friendly. The difference matters: British Virgin Islands asks more of the skipper — confidence at the helm and some experience with coastal navigation helps.

Cost Comparison

For a 7-day charter of a typical 45-ft catamaran (4 cabins, sleeps 8):

British Virgin Islands
  • Low season: $3,500
  • Mid season: $9,000
  • High season: $18,000
  • Luxury / crewed peak: $35,000+
Florida
  • Low season: $4,800
  • Mid season: $12,000
  • High season: $28,000
  • Luxury / crewed peak: $55,000+

Bareboat base rates. Crewed typically adds ~$1,500/day (captain + hostess). Prices exclude fuel, provisioning, mooring fees, gratuity.

Anchorages & Must-Do

British Virgin Islands
  • The Baths, Virgin Gorda — Giant granite boulders forming sea caves; snorkel Devil's Bay
  • Anegada — Flat coral island; lobster dinners; flamingo watching
  • Jost Van Dyke - White Bay — Iconic beach bars (Soggy Dollar Bar)
  • Norman Island - The Caves — Three underwater caves at Manchioneel Bay
  • Cooper Island Beach Club — Rum bar with 200+ labels; great snorkeling
Florida
  • Florida Keys Overseas Highway — Key Largo to Key West - 100+ miles of reef-protected, shallow water
  • Dry Tortugas National Park — Fort Jefferson and the clearest water in Florida; a 70 nm passage from Key West
  • Everglades (Flamingo) — Mangrove wilderness and a real offshore feel just an hour from Miami

Which Should You Choose?

If you've never chartered before

Both work for first-timers. The default choice for the industry is BVI; choose that unless you have specific reasons to prefer British Virgin Islands or Florida.

If you want warmer / tropical water

Choose British Virgin Islands. Warmer water year-round (often 75–85°F), palm-fringed anchorages.

If you want history / culture / food

British Virgin Islands has 1 cultural anchorages vs Florida's 0. Pick by what kind of stop you want between swims.

Captain's Take

"Mid-March to early April is the BVI's busiest window. To enjoy great weather without peak-season crowds, try late November or late April. Norman Island's The Caves are nearly empty after 4 PM — the afternoon light through the cave openings is the best for snorkeling. Cooper Island Beach Club's full rum bar (260+ labels) is a slow weekday afternoon treat; weekends can have 50+ boats anchored. If you want a private beach day, Great Tobago or Sandy Spit are your best bets and only accessible by boat."

— Captain D. (BVI-based operator), local captain · spring note · verified 2026-09-01

"Fort Lauderdale is the least intimidating place in the world to start a catamaran charter - the Intracoastal gives you a protected shakedown and the Keys give you your first ocean miles in tiny steps. The classic week is down the Keys with an overnight in Key West. Keep an eye on the Gulf Stream: it runs north at 2-4kt and decides every passage you make. Summer afternoons bring building storms; plan to be anchored by 15:00."

— Captain E. (2Hulls editorial charter captain), local captain · year_round note · verified 2026-09-09

Timing and Budget: British Virgin Islands vs Florida

Frequently Asked Questions

Is British Virgin Islands or Florida better for a first-time charter? ▾
Both work well for first-timers. British Virgin Islands has easy sailing; Florida is beginner friendly. Most first-timers pick British Virgin Islands (BVI is the canonical first-charter destination) but Florida is also well-supported by checkout sails at the marina.
Which is cheaper to charter — British Virgin Islands or Florida? ▾
British Virgin Islands is the cheaper of the two at the mid-tier: ~$9,000/week vs ~$12,000/week for Florida (mid-size catamaran, shoulder season). Bareboat low-season starts around $3,500 in British Virgin Islands vs $4,800 in Florida.
When is the best time to visit British Virgin Islands vs Florida? ▾
British Virgin Islands: peak Dec, Jan, Feb, Mar, Apr; shoulder Nov, May; off Jun, Jul, Aug, Sep, Oct. Florida: peak Dec, Jan, Feb, Mar, Apr; shoulder May, Nov; off Jun, Jul, Aug, Sep, Oct. Both are Caribbean-style (peak = Dec–Apr).
How do sailing conditions compare — British Virgin Islands vs Florida? ▾
British Virgin Islands: typical winter winds 18 knots, summer 14 knots. Sailing difficulty: easy. Hurricane risk: Aug, Sep, Oct. Florida: typical winter winds 15 knots, summer 9 knots. Sailing difficulty: beginner friendly. Hurricane risk: Jun, Jul, Aug, Sep, Oct.
Which has better flight access — British Virgin Islands or Florida? ▾
British Virgin Islands: Terrance B. Lettsome International (EIS), Beef Island, also San Juan SJU + ferry 1.5h, St Thomas STT + ferry 1h. Florida: Fort Lauderdale (FLL) / Miami (MIA), also Key West (EYW), Tampa (TPA) for the Gulf.
Which is more beginner-friendly, British Virgin Islands or Florida? ▾
Both are accessible to first-time charterers (beginner friendly and beginner respectively). Many charterers combine both on one trip.
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