2Hulls

Destination comparison

Belize vs Florida

Two distinct sailing grounds — here's how they compare on conditions, cost, season, and who they suit.

Quick Comparison

Dimension Belize Florida
Region Mexico & Central America US East Coast & Florida
Peak season Dec, Jan, Feb, Mar, Apr Dec, Jan, Feb, Mar, Apr
Shoulder May, Nov May, Nov
Sailing difficulty easy beginner friendly
Recommended level beginner friendly beginner
Avg wind (winter / summer) 15 / 12 kn 15 / 9 kn
Hurricane risk Aug, Sep, Oct Jun, Jul, Aug, Sep, Oct
Currency BZD (pegged 2:1 to USD) USD
Mid-tier price (7 days) $8,000 $12,000
Luxury tier price $30,000 $55,000
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At a Glance

Mexico & Central America
Belize

Peak season runs December-April with calm seas and warm weather. Hurricane season (June-November) brings risk but also lower rates. Reef-protected cruising keeps seas moderate. Note Belize's reef system is environmentally sensitive — careful anchoring required.

  • • 2 base marinas
  • • 4 must-visit anchorages
  • • 12 boats in our fleet database for this region
US East Coast & Florida
Florida

Florida is the US catamaran gateway: huge fleets, bareboat-friendly checkout, and 300+ days of sun. November-May is the season - 75-80°F, Gulf Stream easterlies and calm Keys water. June-October brings afternoon storms and hurricane risk, but also the lowest prices of the year.

  • • 2 base marinas
  • • 3 must-visit anchorages
  • • 11 boats in our fleet database for this region

Sailing Conditions

Belize averages 15 knots in winter and 12 knots in summer. Hurricane risk runs Aug, Sep, Oct — outside these months the sailing is generally dependable.

Florida averages 15 knots in winter and 9 knots in summer. Hurricane risk: Jun, Jul, Aug, Sep, Oct.

In terms of sailing difficulty, Belize is generally rated easy and Florida is beginner friendly. The difference matters: Belize asks more of the skipper — confidence at the helm and some experience with coastal navigation helps.

Cost Comparison

For a 7-day charter of a typical 45-ft catamaran (4 cabins, sleeps 8):

Belize
  • Low season: $3,000
  • Mid season: $8,000
  • High season: $16,000
  • Luxury / crewed peak: $30,000+
Florida
  • Low season: $4,800
  • Mid season: $12,000
  • High season: $28,000
  • Luxury / crewed peak: $55,000+

Bareboat base rates. Crewed typically adds ~$1,500/day (captain + hostess). Prices exclude fuel, provisioning, mooring fees, gratuity.

Anchorages & Must-Do

Belize
  • Belize Barrier Reef — Second-largest barrier reef in the world; UNESCO
  • Blue Hole — Iconic circular sinkhole; dive or overfly
  • Caye Caulker — Laid-back, go-slow vibe; snorkel with nurse sharks at Shark Ray Alley
  • Ambergris Caye (San Pedro) — Dive hub; Hol Chan Marine Reserve
Florida
  • Florida Keys Overseas Highway — Key Largo to Key West - 100+ miles of reef-protected, shallow water
  • Dry Tortugas National Park — Fort Jefferson and the clearest water in Florida; a 70 nm passage from Key West
  • Everglades (Flamingo) — Mangrove wilderness and a real offshore feel just an hour from Miami

Which Should You Choose?

If you've never chartered before

Both work for first-timers. The default choice for the industry is BVI; choose that unless you have specific reasons to prefer Belize or Florida.

If you want warmer / tropical water

Choose Belize. Warmer water year-round (often 75–85°F), palm-fringed anchorages.

If you want history / culture / food

Belize has 2 cultural anchorages vs Florida's 0. Pick by what kind of stop you want between swims.

Captain's Take

"Belize is the reef that made the Caribbean famous, without the crowds. The barrier reef runs the whole coast and the atolls - Turneffe, Lighthouse, Glover's - are a real offshore feel in a small country. The sailing is easy but the passes are serious: read the tide tables and take the guides' advice on cuts. Belize City is the usual base, but skip it for the cayes if you can fly into San Pedro."

— Captain E. (2Hulls editorial charter captain), local captain · year_round note · verified 2026-09-09

"Fort Lauderdale is the least intimidating place in the world to start a catamaran charter - the Intracoastal gives you a protected shakedown and the Keys give you your first ocean miles in tiny steps. The classic week is down the Keys with an overnight in Key West. Keep an eye on the Gulf Stream: it runs north at 2-4kt and decides every passage you make. Summer afternoons bring building storms; plan to be anchored by 15:00."

— Captain E. (2Hulls editorial charter captain), local captain · year_round note · verified 2026-09-09

Timing and Budget: Belize vs Florida

Frequently Asked Questions

Is Belize or Florida better for a first-time charter? ▾
Both work well for first-timers. Belize has easy sailing; Florida is beginner friendly. Most first-timers pick Belize (BVI is the canonical first-charter destination) but Florida is also well-supported by checkout sails at the marina.
Which is cheaper to charter — Belize or Florida? ▾
Belize is the cheaper of the two at the mid-tier: ~$8,000/week vs ~$12,000/week for Florida (mid-size catamaran, shoulder season). Bareboat low-season starts around $3,000 in Belize vs $4,800 in Florida.
When is the best time to visit Belize vs Florida? ▾
Belize: peak Dec, Jan, Feb, Mar, Apr; shoulder May, Nov; off Jun, Jul, Aug, Sep, Oct. Florida: peak Dec, Jan, Feb, Mar, Apr; shoulder May, Nov; off Jun, Jul, Aug, Sep, Oct. Both are Caribbean-style (peak = Dec–Apr).
How do sailing conditions compare — Belize vs Florida? ▾
Belize: typical winter winds 15 knots, summer 12 knots. Sailing difficulty: easy. Hurricane risk: Aug, Sep, Oct. Florida: typical winter winds 15 knots, summer 9 knots. Sailing difficulty: beginner friendly. Hurricane risk: Jun, Jul, Aug, Sep, Oct.
Which has better flight access — Belize or Florida? ▾
Belize: Philip S. W. Goldson International (BZE), Belize City, also Miami MIA + 2.5h, Houston IAH + 2.5h. Florida: Fort Lauderdale (FLL) / Miami (MIA), also Key West (EYW), Tampa (TPA) for the Gulf.
Which is more beginner-friendly, Belize or Florida? ▾
Both are accessible to first-time charterers (beginner friendly and beginner respectively). Many charterers combine both on one trip.
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